Double Glazing Finance Options
Start Your Finance Application
Flexible Finance Methods To Bring You Closer To Your Dream Home
Credit is subject to status and affordability. Terms & Conditions Apply. Homeglaze Home Improvements Ltd FRN: 730856 Unit 19-20 Taylors Gravel Lane, Chigwell, Essex, IG7 6DQ is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and Regulated by the Financial Conduct Authority.
12.9% Representative Example
Cash Price
£5,000
Deposit
£1,250.00
Amount of Credit
£3,750.00
Interest Rate % Fixed PA
12.9
Representative % APR
12.9
Duration of Agreement
120 Months
120 Monthly Payments of
£54.22
Total Amount Payable
£7,756.40
Interest is applied monthly. You must make the minimum repayment each month. You can make additional payments without penalty, which could allow you to control the term of the loan and potentially reduce the amount of interest you would pay. Any additional payments made which are individually higher than your monthly repayment will automatically be deducted from the outstanding loan balance and reduce your interest charges, these payments will not affect your monthly repayments.
Any additional payments that are equal to or below your normal monthly repayment amount will just reduce your next Direct Debit collection. If you wish to make an additional payment of an amount which is equal to or less than your normal monthly repayment and apply this to the loan balance, to do so please contact the lender directly. Payments will start approximately one month after we have fulfilled our contract with you.
19.9% Representative Example
Cash Price
£5,000
Deposit
£1,250.00
Amount of Credit
£3,750.00
Interest Rate % Fixed PA
19.9
Representative % APR
19.9
Duration (9 month deferral period)
129 Months
120 Monthly Payments of
£77.05
Total Amount Payable
£10,496.00
Settlement Fee
£29.00
If settled in full within the deferral period then there is no interest to pay, however a £29 administration fee will apply. This means that you would pay the amount of credit + the administration fee. If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.
Any overpayments made in the deferral period will reduce the capital carried into the payment term. The deferral period commences upon completion of the purchase contract.
Once you enter into the payment term, Interest is applied monthly. You must make the minimum repayment each month.
You can make additional payments without penalty, which could allow you to control the term of the loan and potentially reduce the amount of interest you would pay. Any additional payments made which are individually higher than your monthly repayment will automatically be deducted from the outstanding loan balance and reduce your interest charges, these payments will not affect your monthly repayments. Any additional payments that are equal to or below your normal monthly repayment amount will just reduce your next Direct Debit collection.
If you wish to make an additional payment of an amount which is equal to or less than your normal monthly repayment and apply this to the loan balance, to do so please contact the lender directly.
10.9% Representative Example
Cash Price
£13,500
Deposit
£ 3,375.00
Amount of Credit
£10,125.00
Interest Rate % Fixed PA
10.9
Representative % APR
10.9
Duration (3 month deferral period)
180 Months
120 Monthly Payments of
£113.99
Total Amount Payable
£23,551.23
Settlement Fee
£29.00
If settled in full within the deferral period then there is no interest to pay, however a £29 administration fee will apply. This means that you would pay the amount of credit + the administration fee. If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full. Any overpayments made in the deferral period will reduce the capital carried into the payment term.
The deferral period commences upon completion of the purchase contract.
Once you enter into the payment term, Interest is applied monthly. You must make the minimum repayment each month. You can make additional payments without penalty, which could allow you to control the term of the loan and potentially reduce the amount of interest you would pay.
Any additional payments made which are individually higher than your monthly repayment will automatically be deducted from the outstanding loan balance and reduce your interest charges, these payments will not affect your monthly repayments. Any additional payments that are equal to or below your normal monthly repayment amount will just reduce your next Direct Debit collection.
If you wish to make an additional payment of an amount which is equal to or less than your normal monthly repayment and apply this to the loan balance, to do so please contact the lender directly.
0% Representative Example
Cash Price
£5,000
Deposit
£1,250.00
Amount of Credit
£3,750.00
Interest Rate (Fixed PA)
0%
Representative APR
0%
Duration of Agreement
10
100 Monthly Payments of
£375
Total Amount Payable
£5,000
Simply divide the loan amount by the term of the agreement and this will be your monthly repayment amount for the entirety of the agreement. No interest or fees are payable with this option.
